What Happens If I Get Approved For Both SSI And SSDI?

How much does SSDI and SSI pay?

Your SSDI payment depends on your average lifetime earnings.

Most SSDI recipients receive between $800 and $1,800 per month (the average for 2020 is $1,258).

However, if you are receiving disability payments from other sources, as discussed below, your payment may be reduced..

Can you get back pay for both SSI and SSDI?

If you are awarded both SSI and SSDI benefits, you may have to wait longer to receive your back pay than you would if you were receiving SSDI benefits alone. … Therefore, it’s possible that SSDI back pay allowances would be counted as income, which would then offset your SSI benefit amount.

Which pays more SSI or SSDI?

In 2020, the federal SSI payment standard will be $783 per month for an individual (with most states adding a small supplementary payment), while the average SSDI payment will be $1,258 a month. Since SSDI is based on the beneficiary’s earnings record, some SSDI recipients can receive much more than this.

How far back does SSDI pay?

An applicant for SSDI is eligible for up to 12 months of retroactive benefits.

How do you know if you have been approved for Social Security disability?

The most straightforward way to know if you’ve been approved or denied is to wait for the notice from the SSA in the mail. … If the SSA is taking longer than usual to send a decision, or if you are eager to find out your status, you are able to check the status of your SSDI claim yourself.

What happens if your approved for SSI and SSDI?

In certain circumstances, you can collect SSI and SSDI at the same time (this is called receiving “concurrent benefits”). This happens when a disability applicant is approved for Social Security disability insurance benefits (abbreviated as SSDI) but receives only a low monthly payment.

How long does it take to get award letter from SSDI?

three monthsIf your initial Social Security Disability benefits claim is accepted, you will likely receive an award letter within three months of your application. This time can and does vary due to the overload of cases the Social Security Administration is processing.

What happens after I get my award letter?

After you receive the award letter, you may be asked to return a signed copy of the letter in which you accept or reject each source of financial aid. The college will not increase other aid to compensate if you reject part of the financial aid package, such as loans.

What are the top 10 disabilities?

Here are 10 of the most common conditions that are considered disabilities.Arthritis and other musculoskeletal problems. … Heart disease. … Lung or respiratory problems. … Mental illness, including depression. … Diabetes. … Stroke. … Cancer. … Nervous system disorders.More items…•

How do they calculate SSDI payments?

Your SSDI payment will be based on your average covered earnings over a period of years, known as your average indexed monthly earnings (AIME). A formula is then applied to your AIME to calculate your primary insurance amount (PIA) — the basic figure the SSA uses in setting your actual benefit amount.

What is the difference between SSDI back pay and retroactive pay?

Back pay is paid to SSDI applicants so as not to punish you for the amount of time that the SSA takes to process your application. … Retroactive pay is a period of up to one year prior to your application date for which the SSA will pay you SSDI benefits, assuming that you were eligible at that time.

What happens after you get a fully favorable disability decision?

If a disability claimant is approved and receives a fully favorable or partially favorable decision from a judge following a hearing, the claimant will receive the disability award letter soon after (after the file is sent back to Social Security).

Can you get your Social Security award letter online?

If you need proof you get Social Security benefits, Supplemental Security (SSI) Income or Medicare, you can request a benefit verification letter online by using your my Social Security account. … To set up or use your account to get a benefit verification letter, go to Sign In Or Create An Account.

At what age does SSDI change to SSI?

At full retirement age — currently 66 and gradually rising to 67 over the next several years — your SSDI payment converts to a retirement benefit. For most beneficiaries, the amount remains the same.

Is it easier to get SSI than disability?

Finally, another major difference is the way you apply for each program. SSDI is the easier of the two to apply for, and you can do so online at www.socialsecurity.gov. SSI is slightly more complicated, so you’ll need to apply in person at your local Social Security office or over the phone.